Modern Classic Insurance
At Classic Car Insurers, we give equal Classic Car Insurance to all car types irrespective of brands or maturity. We look to the future, we try to pre-empt classic cars and created our Future Classic car scheme, for a policy priced at the vehicles of the past or a new vehicle. We have a selected panel of trusted insurers, offering numerous schemes, all designed to be of high quality and incorporating features we believe to be beneficial to the Future Classic car owner. Bespoke doesn't necessarily mean expensive, as we try to do this all whilst providing you our most competitive premium.
What is a Modern Classic car?
Modern classics in our eyes are the cars that have everything on their side apart from age. Values in general will have stabilised as they’ll have forgone the majority of depreciation that they were due. They also find their feet in form of followings, as sometimes appreciation for a car only happens with time. Most examples left by this point are the ones that were used properly, looked after and maintained well.
Examples of Modern Classic cars, Nissan Figaro, TVR Chimaera, Vauxhall Lotus Carlton, Marcos Mantula, De Tomaso Pantera GT5, Lamborghini Countach, Aston Martin Vantage, Porsche 911 Carrera Club Sport.
Some of the benefits which we offer on our policies include:
Agreed Value
At Classic Car Insurers, we guarantee you being paid your agreed value amount in case your American dreams gets shattered. However, for valuation reasons, this policy is only applicable provided your car is 5 years old or above. Here at Classic Car insurers, we have a proficient in house valuation service available and we also allow free of charge handlings in case you belong to a car club or have an independent specialist that can value your Modern Classic Car for you.
Limited Mileage Discount
This discount operates on “the less you drive your car, the less your premium will be” rule. We offer unlimited mileage on pre-1970 vehicles, though on limited mileage rates.
Track Day and Rally Cover
Through our American muscle covers, we FREELY cover cars involved in club events like track day/rally even.
Breakdown Cover
Classic Car Insurers offer breakdown covers and assistance to all our policies in UK. We also bring you mind-blowing extras like home start and EU cover which give you a bit of relief when taking on European roads.
European Cover
At Classic Car Insurers, we offer up to 90 days of free European cover. Multi-Vehicle Policies Our multi-Vehicles policy enables us to look into other cars you might have once you take up our Modern Classic Car Insurance.
Salvage Rights
Generally, when your car is involved in an accident and it gets written off by the insurer, it becomes the sole property of the insurer. However, our sociable policies help you out and also help your insurer recoup costs by giving you the opportunity of purchasing your car back from the insurer. (terms applicable)