Antique Car Insurance

If you own an antique car you will probably spend a lot of time, money and care on its upkeep. You have also probably spent some time considering which insurance policy and company to choose. An antique car has some specialist requirements when it comes to insurance so it’s important to consider these before you go ahead and buy your policy.

When it comes to replacing parts following damage or an accident, this can be more difficult for antique cars. Parts might have to be specially ordered or even made for particular models and it can become extremely expensive. This is why specialist car insurance products have been created. Classic Car Insurance brokers understand the particular needs of antique cars and have designed their products to work around these. So, for example come insurers offer rebuild cover, which means that every attempt will be made to rebuild your car, rather than write it off, following an accident. Most antique car insurers also realise that antique cars might not be used on a daily basis and therefore the mileage is likely to be less than for other vehicles. Their insurance premiums reflect this.

When you buy your insurance through antique car insurers, you will be allocated with a dedicated client manager who will have a thorough understanding and appreciation of cars and will be able to give a personalised service when it comes to managing your insurance portfolio. Some classic car insurers offer discounts on your insurance premium if you are a member of the VSCC or Car Owner Clubs. An antique car deserves special care and attention and that should extend to the insurance policy that you choose. Pick the right one and you can relax in the knowledge that your car insurer will take care of everything, should you have the misfortune to need to make a claim.